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Adjustable Prices

Fixed Rates

Residence Loan Important information Show content

* contrast rate determined for a $150,000 loan that is secured a term of 25 years according to month-to-month repayments. #Warning: This contrast price does work limited to the examples provided that will perhaps perhaps perhaps not add all costs and fees. Various terms, charges or any other loan amounts might lead to a comparison rate that is different.

О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard protection. Lower LVR limits submit an application for non-standard safety kinds.

# On termination of this period that is fixed loan reverts into the appropriate Standard Variable Principal & Interest repayment price.

1 Achieve Variable is present to a new comer to CUA mortgages just. Minimum loan amount $100,000. perhaps Not readily available for switching or restructuring of current CUA mortgages or to candidates for the next CUA mortgage loan completely authorized just before 7/11/2018. Optimum LVR limitations use predicated on standard safety kinds. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 7/11/2018. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter for the lifetime associated with loan supplied you may not differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage repayment or purpose kind), the rates and discounts may alter.

2 offered to a new comer to CUA mortgages just. Minimal loan amount $100,000. Provides maybe not readily available for switching of current CUA mortgage loans or to candidates for the next CUA mortgage completely authorized ahead of 04/07/2018. Optimum LVR restrictions use considering standard protection kinds.

3 major and interest (P&I) repayments just. perhaps perhaps Not readily available for construction purposes.

4 Payments were created on a pastime just foundation for very very first one year. After 12 months loan will return towards the Achieve that is relevant Variable repayments price showing the discount specified in your loan agreement. Contrast price considering a 12 thirty days interest just duration and P&I for stability for the term.

5 optimum interest just amount of a couple of years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. At expiration associated with the interest only period loan will return towards the appropriate Achieve Variable P&I repayments rate showing the discount specified in your loan contract. Contrast prices centered on a 24 and 60 month interest just duration correspondingly and P&I for balance associated with the term.

6 re re Payments are designed on a pursuit only basis for very very first year. After one year loan will revert towards the appropriate Accelerate Variable P&I repayments rate. Contrast rate centered on a 12 interest only period and P&I for balance of the term month.

7 Maximum interest just amount of two years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiration regarding the interest only period loan will return towards the appropriate Accelerate Variable P&I repayments rate. Comparison prices predicated on a 24 and 60 thirty days interest just duration correspondingly and P&I for balance of this term.

8 Achieve Variable can be acquired to new to CUA mortgage loans just. Minimal loan amount $250,000. Perhaps maybe Not readily available for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage loan completely authorized ahead of 02/08/2019. Optimum LVR limitations use predicated on standard protection kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 02/08/2019. Interest levels and discounts can vary by loan purpose (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan contract will likely not alter when it comes to lifetime associated with the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage function or payment kind), the prices and discounts may change.

9 Achieve Variable is available to a new comer to CUA mortgages just. Minimal loan quantity $500,000. Maybe maybe maybe Not readily available for switching or restructuring of current CUA mortgages or to candidates for the next CUA mortgage completely authorized ahead of 14/11/2019. Optimum LVR restrictions use predicated on standard protection kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 14/11/2019. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan contract will perhaps not alter for the life associated with loan supplied that you do not differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

8 Achieve Variable can be acquired to a new comer to CUA mortgage loans just. Minimal loan quantity $150,000. perhaps Not available for switching or restructuring of current CUA mortgage loans or even candidates for the next CUA mortgage loan fully authorized just before 1 April 2020. Optimum LVR limitations use considering standard protection kinds. Posted interest levels and discounts available and applicable to mortgage loans submitted on or after 1 April 2020. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment type ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will perhaps not alter for the life for the loan supplied that you do not differ your loan agreement. In the event that you vary your loan (for instance, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

15 major and interest (P&I) repayments just. maybe Not designed for construction purposes.

16 optimum interest just duration of two years for owner-occupier and 60 months for investor financing susceptible to credit assessment. Interest just period must align to the rate period that is fixed. At expiration regarding the interest period that is only will return towards the appropriate Standard Variable P&I repayments price. Contrast prices centered on interest limited to the term that is fixed relevant P&I for stability associated with the term.

17 re Payments are built on a pursuit just foundation for very first year. After year loan will return to your appropriate Standard Variable P&I repayments rate. Contrast price according to a 12 thirty days interest just duration and relevant P&I for stability of this term.