Additionally Conducting Business Like:
- Advance America
- Advance America Pay Day Loans
- Money America
- Cash loan of America
- Cash Loan USA
- Fast Money
Note: “Advance America” Should Not Be mistaken for Advance America, money Advance Centers of Washington, LLC, which can be a Lender that is licensed in
The Washington State Department of Financial Institutions (DFI) warns customers never to provide any nonpublic person information, such as for instance social protection quantity, charge card, or banking account information to your specific, website, or business without first verifying their identity and permit status. Consumers can see whether a economic solutions business or person is precisely licensed to conduct company within the State of Washington using the “Verify a License” feature from the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm. Customers may also always check permit status using the Department of Licensing at www.dol.wa.gov.
DFI has gotten reports of obvious frauds carried out by people claiming to express Advance America, money America, advance loan America, advance loan United States Of America, Speedy Cash, and Advance America payday advances.
Many customers received telephone calls and/or emails from individuals claiming to represent cash loan America, money America, and Advance America pay day loans where in fact the callers offered loans in return for upfront charges. Although a few customers never sent applications for a cash advance, the callers insisted that they had been calling to go over the customers’ pay day loan applications. One customer stated that, whenever she declined to wire cash into the caller, the caller threatened action that is legal her. Various other customers compensated the upfront cost but didn’t get the loan guaranteed. One or more customer additionally received a loan that is similar via e-mail.
Two customers reported finding a call from a person claiming to represent cash loan America. In a single situation, the customer was told they might be given a deposit and ended up being instructed to buy iTunes present cards and deliver them to your caller. The consumer complied with all the caller’s demands; nevertheless no loan ended up being provided. Within the 2nd situation, the customer had been told to shop for a Google Enjoy present card from an area merchant so that you can show the customer could repay the mortgage. The buyer bought A amazon gift card alternatively whenever customer suspected it may possibly be a scam. The buyer contacted the representative that is alleged the customer defined as Brian Jones. She purchased a different type of gift card the consumer stated that Mr. Jones became very upset with her when she told Mr. Jones.
A few customers had been contacted by individuals claiming that they certainly were gathering a financial obligation owed to advance loan America, Advance America, or Speedy money. One customer reported receiving multiple harassing phone calls. The caller stated that the customer owed a financial obligation for the 2007 pay day loan but declined to give virtually any information regarding your debt. The customer stated that he didn’t sign up for any pay day loans in 2007. An additional situation, a customer received a text demanding repayment. That customer stated that he never ever had a loan.
Two consumers reported getting email messages from people claiming to represent cash loan United States Of America. The email messages suggested that the customers owed for a so-called financial obligation and necessary to spend straight away in order to avoid action that is further. Both consumers reported never ever acquiring financing with advance loan United States Of America.
In 2 other installment loans Texas split instances, customers received a message that stated the “Semrad attorney” could be managing the collection in the event that customer failed to spend funds. One email reported it was from “Kristen Johnson” in the “Accounting Department,” and also the other reported “Nik Ramon” in the “Settlement Department.”
An additional situation, a consumer received a page that reported “Pacific Legal Group” could be managing the collection in the event that customer failed to spend money. The page threatened that a action that is civil been filed and unlawful action and wage garnishment will be forthcoming in the event that settlement quantity had not been paid instantly.
“PACIFIC LEGAL GROUP” REALLY SHOULD NOT BE CONFUSED USING THE FOLLOWING SIMILARLY NAMED ORGANIZATIONS:
- Pacific Legal Group, Computer (bay area, CA)Pacific Legal Group, PC has provided the statement that is following customers regarding their company activities: “At the current time, Pacific Legal Group, PC doesn’t have customers in Washington State, but we do provide appropriate representation within the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, Computer will not make any unsolicited phone calls to customers. All telephone calls produced from our company likewise incorporate caller ID with this mail cell phone number: (415) 746-1470.”
- Pacific Legal Group (Provo, UT)Pacific Legal Group has provided the statement that is following customers regarding their company tasks: “Pacific Legal Group” based in Huntington Beach California just isn’t connected with Pacific Legal Group, a authorized d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah. As the Huntington Beach company has utilized name that is similar logo design, and font as Pacific Legal Group within the previous, Pacific Legal Group’s website referenced in every communication is www.pac-legal.com. Further, all interaction from Pacific Legal Group will reference the Utah also telephone number (801) 788-4122, plus the workplaces in Utah. Furthermore, we try not to typically do commercial collection agency work.”
- Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
- Pacifica Law Group (Seattle, WA)
- Pacific Legal Group (Bangkok, Thailand)
These obvious frauds are linked to the after contact information:
advanceamericacashadvancein@gmail.com adam.smith@unitedcashadvance.in americacashadv@gmail.com cashadvanceamericas@rocketmail.com mike@legislator.com robertclark2717@gmail.com cashadvanceinc1@aol.com instantcashadvance8090gmail.com nick.thomas@smithloanassistance.com cash.advance.america10000@gmail.com www.pacificlegal.net
P.O. Box 1474 Huntington Beach, CA 92647
DFI cautions that unlicensed entities often take part in particular practices that indicate they have been committing a fraudulence or otherwise breaking Washington State law. By way of example, such entities usually use non-business email details (such as for example -@gmail.com, @yahoo.com, or any other comparable easily obtained email addresses) to deliver communication, threaten legal or action that is criminal customers usually do not respond straight away, or contain a variety of typographical and spelling mistakes within their communication to customers.
But, in some instances, emails or letters from unlicensed entities doing fraudulent task will include accurate information that is personal such as for instance current or previous details, active telephone numbers, or social safety figures. The Department encourages customers whom get communications containing information that is personal contact their banking institutions, credit-reporting agencies, therefore the personal protection management to make sure there isn’t any unauthorized task on the records.
Business Collection Agencies Laws
From you, the collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA) if you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect. You should request a “written validation notice,” which must include the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA if you receive a communication from a party claiming that a debt is owed. For those who have concerns regarding commercial collection agency rules, contact the Federal Trade Commission at 1-877-FTC-HELP, or on the web at www.ftc.gov.
If somebody threatens to garnish your wages, contact your company, or makes use of threatening, daunting, or unpleasant language, report such actions to mention and federal regulators. See below for just how to contact the correct state and federal regulator.
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